Hopefully, you are just asking this for curiosities' sake and not because you are actually facing a judgment. However, if it appears that a judgment is indeed in your future, it is very important to understand the circumstances leading up to a judgment, the process which follows, and what happens after the judgment is granted.

With a collective personal debt of 1.5 trillion and over 134000 personal insolvencies in 2009, the British population could certainly use a debt management lesson or two. And indeed the Government intends to address that need - but not for the adult population.